Retirement Annuity & Pension Funds
Start from R500 a month, with tax benefits
Build savings for your future with an investment approach suited to your goals and time to retirement.
Your next chapter, thoughtfully planned
Retirement
planning advice
Make sure your savings last as long as you do. Get clear, personal advice from an authorised financial adviser with over 20 years' experience.
- 20+ years of trusted financial guidance
- R2bn+ managed in our unit trusts
- Authorised financial services provider, FSP 862
Clarity starts with a conversation
Questions we help you answer
Will my savings last through retirement?
How much income can I safely draw from my living annuity?
Should I use a retirement annuity, and how much should I contribute?
How do I keep up with inflation without taking too much risk?
How do I avoid paying unnecessary tax on my retirement income?
Make informed decisions
Why professional advice matters
Fewer than 10% of South African retirees have enough saved for a comfortable retirement.
As people live longer, making retirement savings last becomes even more important. The key is to save surplus income before spending, then invest those savings in the right combination of assets with the help of a financial adviser.
Investors who are at or near retirement age need professional advice on how to optimise their investments so that they:
- Avoid depleting their capital by drawing income at a rate greater than the returns on their investment.
- Avoid diluting their buying power by not obtaining a return greater than inflation.
- Do not pay tax unnecessarily by using inappropriate investment vehicles.
We help you bring your income needs, investment risk and tax considerations together in a personal plan that adapts as life changes.
A client’s experience
Confidence in a new chapter
“
Financial matters and investments have always been Greek to me and as I approached the age of 65 I dreaded the prospect of having to retire. Quantum explained all my options to me in clear and understandable terms and they calmed my nerves. Now, six years later, they still visit us regularly to update us on our investments and you can see how passionate they are about their field of expertise. I could not have asked for a better financial planner to guide me through a comfortable retirement.
A simple place to start
How it works
- 01
Tell us about your situation
Fill in the form or call us. Share where you are now and what you’d like your retirement to look like.
- 02
Meet an adviser
Have a free, no obligation consultation in Pretoria or online, at a time that works for you.
- 03
Get a personal retirement plan
We’ll help you plan your next steps and review your plan with you as life changes.
Options that fit your life
Retirement products
We’ll explain your options clearly and help you choose what suits your circumstances.
Living Annuities
Turn your retirement savings into an income
Get help choosing a sustainable income and balancing your investments, so your savings can keep working for you.
Offshore Investment
Start from $3,500 or your currency of choice
Invest in foreign currency for the long term and spread your investments across countries and sectors.
Personal advice. Lasting relationships.
Meet the people who'll look after your retirement
Our partners
Access to established investment and insurance providers.
Ashburton Investments
Allan Gray
Bidvest Life
Boutique Collective Investments
Discovery Life
Glacier by Sanlam
Investec
Hollard
Old Mutual
Ninety One
MMI Holdings
PSG
Sanlam
PPS
Prudential
Let’s take the next step together