The Quantum Blog

Are you keeping your emergency fund under the proverbial bed?

Are you keeping your emergency fund under the proverbial bed?

I think we can all agree that COVID forced us to realise how important an emergency fund is. The rug can be ripped out from under your feet, without any notice, whether it be due to sickness, retrenchment, an accident or even the Government’s say-so. The rule of thumb...

Financial Resolutions – Part 1: Debt

Financial Resolutions – Part 1: Debt

It is that time of year when everybody sets their resolutions for the upcoming year and it usually goes something like this: Lose weight, exercise more, stop smoking. In my opinion, the reason why so many of us do not accomplish our resolutions is because they are not...

What is keeping you from building generational wealth?

What is keeping you from building generational wealth?

I guess I should start by explaining what exactly generational wealth is: it is wealth that is passed down within a family, from generation to generation. It could be savings and investments, property, a family business etc. But it doesn’t only have to physical...

Are you paying too much tax on your investments?

Are you paying too much tax on your investments?

Investments are taxed based on the type product that is used and as in life, all investment products are not created equal, especially when it comes to their tax efficiency. Types of tax payable on investments: Tax on interest All local interest earned is taxable,...

Giving your child the means to study whatever, wherever they want…

Giving your child the means to study whatever, wherever they want…

We all want nothing less than the absolute best for our children’s future and that includes enabling them to one day go study whatever they want (and perhaps even more important for a South African parent these days, wherever they want). My dad always told me and my...

Divorce and your Will…

Divorce and your Will…

ARE YOU A QUANTUM CLIENT? GET WILL DRAFTED OR UPDATED BY A QUALIFIED ATTORNEY FREE OF CHARGE!!! When marital bliss sets in and couples decide to get married whether in community of property, out of community of property or with the accrual, it is particularly common...

How much is enough for a comfortable retirement?

How much is enough for a comfortable retirement?

We have been asked this question more times than we can count and unfortunately the answer might differ from one person to the next, depending on his/her personal circumstances, but here are a couple of guidelines to help you along the way. Quick Rule of Thumb The...